Bank of India (BOI), a leading Public Sector Bank headquartered in Mumbai, has released the Bank of India Credit Officer Recruitment 202526 notification for the recruitment of officers in the General Banking Officer (GBO) stream. A total of 514 Credit Officer vacancies are available across MMGS-II, MMGS-III, and SMGS-IV scales. Eligible candidates can apply online through the official BOI website within the prescribed dates.
Bank of India Credit Officer Vacancy Details 2025
The recruitment drive includes vacancies across multiple management grades:
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SMGS-IV (Senior Management) 36 posts
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MMGS-III (Middle Management) 60 posts
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MMGS-II (Middle Management) 418 posts
Note: Vacancies are provisional and may change as per bank requirements.
Important Dates BOI Recruitment 2025
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Online Application Start Date: 20 December 2025
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Last Date to Apply Online: 05 January 2026
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Eligibility Cut-off Date: 01 November 2025
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Online Exam Date: To be announced
Eligibility Criteria for Bank of India Credit Officer
Educational Qualification
Candidates must possess the required graduation and professional qualifications as specified for the respective post and scale. Percentage criteria apply, with relaxation for reserved categories.
Age Limit (as on 01.11.2025)
| Post Scale | Minimum Age | Maximum Age |
|---|---|---|
| MMGS-II | 25 Years | 35 Years |
| MMGS-III | 28 Years | 38 Years |
| SMGS-IV | 30 Years | 40 Years |
Age Relaxation:
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SC/ST 5 Years
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OBC (Non-Creamy Layer) 3 Years
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PwBD 10 Years
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Ex-Servicemen 5 Years
Pay Scale & Salary Structure
Selected candidates will receive attractive pay along with allowances:
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MMGS-II: �64,820 �93,960
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MMGS-III: �85,920 �1,05,280
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SMGS-IV: �1,02,300 �1,20,940
Additional benefits include DA, HRA, medical benefits, and pension as per bank norms.
Application Fee
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SC/ST/PwBD: �175
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General / OBC / EWS: �850
Fees are non-refundable.
Selection Process
The Bank of India Credit Officer selection process consists of:
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Online Examination
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Personal Interview
The bank reserves the right to conduct a screening test if required. Final selection will be based on merit and interview performance.
How to Apply for Bank of India Credit Officer Recruitment 2025
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Visit the official website bankofindia.bank.in
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Go to Careers � Recruitment of Credit Officers
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Click on Apply Online
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Register and fill the application form
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Upload required documents
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Pay the application fee
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Submit and download the confirmation page
Security Deposit
Selected candidates must submit a refundable security deposit:
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MMGS-II: �2,00,000
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MMGS-III & above: �3,00,000
Refundable after 3 years of satisfactory service.
Important Links
| Description | Link |
|---|---|
| Official Notification | Click Here |
| Apply Online | Click Here |
Frequently Asked Questions (FAQs)
Q1. What is the total number of vacancies in Bank of India Credit Officer Recruitment 2025?
A: There are 514 vacancies across MMGS-II, MMGS-III, and SMGS-IV scales.
Q2. What is the last date to apply for BOI Credit Officer Recruitment 2025?
A: The last date to submit the online application is 05 January 2026.
Q3. What is the selection process for Bank of India Credit Officer posts?
A: Selection will be through online examination followed by a personal interview.
Q4. Is there any age relaxation for reserved category candidates?
A: Yes, age relaxation is applicable as per Government of India norms.
Q5. Where can I apply for Bank of India Credit Officer Recruitment 2025?
A: Candidates must apply online through the official website bankofindia.bank.in.
