Indian Overseas Bank Recruitment 2025: 400 Local Bank Officer Vacancies

Indian Overseas Bank (IOB), a leading public sector bank headquartered in Chennai, has released an official recruitment notification (Advt. No. HRDD/RECT/01/2025–26) for the appointment of 400 Local Bank Officers (LBO) in Junior Management Grade Scale I (JMGS-I). This is a brilliant opportunity for eligible graduates to join a reputed nationalised bank with a strong pan-India presence.

Key Highlights

• Organisation: Indian Overseas Bank (IOB)

• Post Name: Local Bank Officer (JMGS-I)

• Number of Vacancies: 400

• Application Mode: Online

• Online Application Period: 12 May 2025 – 31 May 2025

• Official Website: www.iob.in

• Application Fee: ₹850 for General/OBC/EWS; ₹175 for SC/ST/PwBD

Vacancy Breakdown by State

Note: Candidates can apply for only one state and must be proficient in the local language of that state.

Eligibility Criteria

Age Limit (as of 01 May 2025)

• Minimum: 20 years

• Maximum: 30 years

• Candidates must be born between 02 May 1995 and 01 May 2005 (inclusive).

Age relaxation is applicable for reserved categories as per government norms:

• SC/ST: 5 years

• OBC (NCL): 3 years

• PwBD: 10 years

• Ex-Servicemen/Commissioned Officers: 5 years

• Persons affected by 1984 riots: 5 years

Educational Qualification

• A Degree (Graduation) in any discipline from a university recognised by the Government of India.

• Candidates must possess a valid degree certificate on or before the date of registration.

Language Proficiency

• Must be able to read, write and speak the local language of the chosen state.

• Candidates who do not produce proof of language proficiency (10th or 12th mark sheet) must qualify in a Language Proficiency Test (LPT).

Selection Process

The selection process involves three stages:

1. Online Examination (Objective Type)

2. Language Proficiency Test (LPT)

3. Personal Interview

Exam Pattern

• Sectional qualifying marks apply: 30% for reserved and 35% for unreserved categories.

• Negative marking of 0.25 for each incorrect answer.

Salary and Benefits

• Pay Scale: ₹48,480 – ₹85,920 + Allowances (as per JMGS-I)

• Probation Period: 2 years

• One increment for each completed year of prior experience in similar role (up to 2 increments)

• Service Bond: ₹2,00,000 (minimum 3 years of service)

Application Process

1. Visit the IOB careers page: www.iob.in → Careers → “Recruitment of Local Bank Officers – 2025–26”

2. Register online and note the system-generated registration number and password.

3. Upload scanned copies of your photo, signature, left thumb impression and handwritten declaration.

4. Pay the application fee online through debit card, credit card, net banking, UPI, etc.

5. Submit the application and keep a printout for reference.

Important Dates

Important Links

Official Notification	Click Here
Apply Online	Click Here

Final Selection

Final merit will be determined based on marks obtained in the online examination and personal interview in the ratio of 80:20. Candidates must qualify in the LPT to be eligible for the final selection list.

Conclusion

The Indian Overseas Bank Local Bank Officer recruitment 2025 offers a stable and prestigious career in public sector banking. Candidates fluent in their regional languages and fulfilling the eligibility norms are encouraged to apply before the deadline.