Indian Overseas Bank (IOB), a leading public sector bank headquartered in Chennai, has released an official recruitment notification (Advt. No. HRDD/RECT/01/2025–26) for the appointment of 400 Local Bank Officers (LBO) in Junior Management Grade Scale I (JMGS-I). This is a brilliant opportunity for eligible graduates to join a reputed nationalised bank with a strong pan-India presence.
Key Highlights
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Organisation: Indian Overseas Bank (IOB)
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Post Name: Local Bank Officer (JMGS-I)
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Number of Vacancies: 400
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Application Mode: Online
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Online Application Period: 12 May 2025 – 31 May 2025
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Official Website: www.iob.in
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Application Fee: ₹850 for General/OBC/EWS; ₹175 for SC/ST/PwBD
Vacancy Breakdown by State
| State | Vacancies | Local Language |
|---|---|---|
| Tamil Nadu | 260 | Tamil |
| Maharashtra | 45 | Marathi |
| West Bengal | 34 | Bengali |
| Gujarat | 30 | Gujarati |
| Punjab | 21 | Punjabi |
| Odisha | 10 | Odia |
Note: Candidates can apply for only one state and must be proficient in the local language of that state.
Eligibility Criteria
Age Limit (as of 01 May 2025)
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Minimum: 20 years
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Maximum: 30 years
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Candidates must be born between 02 May 1995 and 01 May 2005 (inclusive).
Age relaxation is applicable for reserved categories as per government norms:
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SC/ST: 5 years
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OBC (NCL): 3 years
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PwBD: 10 years
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Ex-Servicemen/Commissioned Officers: 5 years
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Persons affected by 1984 riots: 5 years
Educational Qualification
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A Degree (Graduation) in any discipline from a university recognised by the Government of India.
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Candidates must possess a valid degree certificate on or before the date of registration.
Language Proficiency
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Must be able to read, write and speak the local language of the chosen state.
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Candidates who do not produce proof of language proficiency (10th or 12th mark sheet) must qualify in a Language Proficiency Test (LPT).
Selection Process
The selection process involves three stages:
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Online Examination (Objective Type)
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Language Proficiency Test (LPT)
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Personal Interview
Exam Pattern
| Section | Questions | Marks | Duration |
|---|---|---|---|
| Reasoning & Computer Aptitude | 30 | 60 | 60 minutes |
| General/Economy/Banking Awareness | 40 | 40 | 30 minutes |
| Data Analysis & Interpretation | 30 | 60 | 60 minutes |
| English Language | 40 | 40 | 30 minutes |
| Total | 140 | 200 | 3 hours |
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Sectional qualifying marks apply: 30% for reserved and 35% for unreserved categories.
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Negative marking of 0.25 for each incorrect answer.
Salary and Benefits
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Pay Scale: ₹48,480 – ₹85,920 + Allowances (as per JMGS-I)
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Probation Period: 2 years
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One increment for each completed year of prior experience in similar role (up to 2 increments)
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Service Bond: ₹2,00,000 (minimum 3 years of service)
Application Process
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Visit the IOB careers page: www.iob.in → Careers → “Recruitment of Local Bank Officers – 2025–26”
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Register online and note the system-generated registration number and password.
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Upload scanned copies of your photo, signature, left thumb impression and handwritten declaration.
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Pay the application fee online through debit card, credit card, net banking, UPI, etc.
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Submit the application and keep a printout for reference.
Important Dates
| Event | Date |
|---|---|
| Online Application Begins | 12 May 2025 |
| Online Application Ends | 31 May 2025 |
| Tentative Online Examination | June/July 2025 |
| Language Test & Personal Interview | To be notified |
Important Links
| Official Notification | Click Here |
| Apply Online | Click Here |
Final Selection
Final merit will be determined based on marks obtained in the online examination and personal interview in the ratio of 80:20. Candidates must qualify in the LPT to be eligible for the final selection list.
Conclusion
The Indian Overseas Bank Local Bank Officer recruitment 2025 offers a stable and prestigious career in public sector banking. Candidates fluent in their regional languages and fulfilling the eligibility norms are encouraged to apply before the deadline.