Punjab & Sind Bank, a Government of India undertaking, has officially announced the lateral recruitment of Specialist Officers (SO) in Middle Management Grade Scale-II (MMGS II) on a regular basis. The bank invites eligible candidates to apply online for the posts of Credit Manager and Agriculture Manager.
Important Dates
- Online Application Start Date: 19th September 2025
- Last Date to Apply Online & Pay Fees: 10th October 2025
- Official Website: https://punjabandsindbank.co.in/
Total Vacancies: 190
| Post | Scale | SC | ST | OBC | EWS | UR | Total |
|---|---|---|---|---|---|---|---|
| Credit Manager | MMGS II | 19 | 9 | 35 | 13 | 54 | 130 |
| Agriculture Manager | MMGS II | 9 | 4 | 16 | 6 | 25 | 60 |
| Total | 28 | 13 | 51 | 19 | 79 | 190 |
Note: Vacancies may vary as per the banks requirement.
Eligibility Criteria
Nationality / Citizenship
Candidates must be:
- A citizen of India, or
- A subject of Nepal/Bhutan, or
- A Tibetan refugee who came to India before 1st January 1962, or
- A person of Indian origin who migrated from certain countries (as detailed in the notification) with the intent of permanent settlement in India.
Age Limit (As on 01.09.2025)
- Minimum Age: 23 years
- Maximum Age: 35 years
(Candidates must have been born between 02.09.1990 and 01.09.2002)
Age Relaxation
- SC/ST: 5 years
- OBC (Non-Creamy Layer): 3 years
- PwBD: 10 years
- Persons affected by 1984 riots: 5 years
- Ex-servicemen: 5 years
Educational Qualification and Experience (as on 10.10.2025)
1. Credit Manager (MMGS II)
- Qualification: Graduation in any discipline with at least 60% marks (55% for SC/ST/OBC/PwBD)
OR CA/CMA/CFA/MBA (Finance) from a recognized university/institution. - Experience: Minimum 3 years of post-qualification experience as a Branch Manager or in credit appraisal/processing in a scheduled commercial bank.
2. Agriculture Manager (MMGS II)
- Qualification: Bachelors degree in Agriculture, Horticulture, Dairy, Animal Husbandry, Forestry, Veterinary Science, Agricultural Engineering, or related fields with at least 60% marks (55% for SC/ST/OBC/PwBD).
- Experience: Minimum 3 years of post-qualification experience as an officer in a scheduled commercial bank in the relevant field.
Job Responsibilities
Credit Manager:
- Customer relationship management & acquisition
- Credit operations and business development
- Branch operations and overall management
Agriculture Manager:
- Managing and promoting agricultural finance
- Implementing government agriculture schemes
- Customer acquisition and branch operations
Scale of Pay & Benefits
- MMGS-II: �64,820 2,340/1 67,160 2,680/10 93,960
Additional benefits include DA, HRA, CCA, Medical, LTC, and other perquisites as per bank norms.
Probation & Service Bond
- Probation Period: 1 year
- Bond Period: 2 years
- Bond Amount: Equivalent to 3 months gross salary (includes basic pay, DA, and special allowances).
Selection Process
- Written Test (Online Examination)
- Screening & Personal Interview
- Final Merit List (based on combined performance)
Exam Pattern (if conducted):
| Section | Questions | Marks | Duration |
|---|---|---|---|
| English Language | 20 | 20 | 15 mins |
| General Awareness | 20 | 20 | 30 mins |
| Professional Knowledge | 60 | 60 | 60 mins |
| Total | 100 | 100 | 105 mins |
- Minimum Qualifying Marks:
- 40% for UR/EWS
- 35% for SC/ST/OBC/PwBD
Weightage: Written Exam (70%) + Interview (30%)
Application Fees
| Category | Fee (�) |
|---|---|
| SC/ST/PwBD | 100 + taxes + charges |
| General/OBC/EWS | 850 + taxes + charges |
Payment through online mode only.
Examination Centers (Tentative)
The online examination will be conducted across major cities in India, including Delhi, Mumbai, Kolkata, Bengaluru, Chennai, Hyderabad, Jaipur, Chandigarh, Lucknow, Patna, Bhopal, and others.
How to Apply
- Visit https://punjabandsindbank.co.in/.
- Navigate to Recruitment section and click on the relevant notification.
- Register online and fill out the application form carefully.
- Upload required documents, photograph, and signature in the prescribed format.
- Pay the application fee online and submit the form.
- Take a printout of the system-generated application for future reference.
Important Notes
- Applications must be submitted online only.
- Candidates must maintain a valid email ID and mobile number throughout the selection process.
- The bank reserves the right to modify, cancel, or reschedule the recruitment process.
- Selected candidates can be posted anywhere in India.
Important Links
| Action | Link |
|---|---|
| =� Official Notification | Click Here |
| =� Apply Online | Click Here |
Contact
For queries:
Email: ho.hrd@psb.co.in
Official Website: https://punjabandsindbank.co.in/
Conclusion
Punjab and Sind Banks 2025 recruitment drive is an excellent opportunity for experienced professionals in the banking and agricultural sectors to join a reputed public sector bank. Interested candidates should carefully review the eligibility criteria and apply before 10th October 2025.